Verified DSA of Bank of India (Government Bank)  |  Home & Property Loans at 0.5%–0.7% Lower Interest
● Verified Bank of India DSA

Property Loans at 0.5%–0.7% Lower Interest, Backed by a Government Bank

GTI Loans is an authorized DSA of Bank of India (BOI). We help you get a New Property Loan, Loan Against Property, or transfer your existing loan — with lower rates, transparent processing, and dedicated advisory support.

Bank of India Verified DSA
Zero Hidden Charges
Fast Processing
Indicative Interest Rate Comparison*
Other Banks / NBFCs (avg.)9.10%
GTI Loans via Bank of India8.45%
0.5%–0.7% lower interest rate through our BOI DSA channel — meaningful savings over your loan tenure.

*Indicative comparison for illustration. Actual rates depend on applicant profile, loan amount, tenure, and prevailing Bank of India policy.

● Our Loan Products

Three Ways We Help You Borrow Smarter

Whether you're buying a new property, unlocking value from one you already own, or switching from a costlier loan — we've got a BOI-backed solution.

New Property Loan

Buying your first home or investing in a new property? Get financing through Bank of India at a rate 0.5%–0.7% lower than most other lenders.

Explore New Property Loan →

Loan Against Property

Unlock the value of property you already own for business expansion, education, medical needs, or any large expense — at competitive BOI rates.

Explore Loan Against Property →

Loan Transfer

Paying a high interest rate on your existing home loan or LAP elsewhere? Transfer it to Bank of India through us and save on every EMI.

Explore Loan Transfer →
● Why GTI Loans

Government Bank Backing. Private Agency Speed.

We combine the trust and rate advantage of Bank of India with the personal, responsive service of a dedicated loan advisory team.

Verified BOI DSA Partner

We are an authorized Direct Selling Agent of Bank of India, a Government of India enterprise — not a private lender or broker.

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0.5%–0.7% Lower Interest

Access BOI's competitive loan pricing, typically lower than private banks and NBFCs for comparable loan products.

Fast, Transparent Processing

We handle documentation, eligibility checks, and coordination with the bank so your application moves quickly and transparently.

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Zero Hidden Charges

Every fee and charge is disclosed upfront. No surprise costs at any stage of your loan journey.

● How It Works

From Inquiry to Disbursement in 4 Steps

STEP 01

Share Your Requirement

Fill the inquiry form or call us with your loan requirement and basic details.

STEP 02

Eligibility & Rate Check

Our team assesses your profile and shares an indicative BOI interest rate and eligible amount.

STEP 03

Documentation

We guide you through document collection and submit your file to Bank of India for processing.

STEP 04

Approval & Disbursement

Once sanctioned by the bank, funds are disbursed as per the agreed terms and schedule.

0.5%–0.7%Lower Interest Rate
BOIVerified Government Bank Partner
3Dedicated Loan Products
24 hrsInquiry Response Time
● FAQs

Common Questions

Is GTI Loans directly a bank?+

No. GTI Loans is a verified Direct Selling Agent (DSA) of Bank of India, a government bank. We facilitate your loan application and provide advisory support — the loan itself is sanctioned and disbursed by Bank of India as per its policies.

How is the interest rate lower with GTI Loans?+

As an authorized BOI DSA, we help eligible applicants access Bank of India's loan schemes, which are typically priced 0.5% to 0.7% lower than many other banks and NBTCs, subject to your profile and prevailing bank policy.

Can I transfer my existing loan to Bank of India?+

Yes. Our Loan Transfer service helps you move your existing home loan or loan against property from another bank/NBFC to Bank of India — potentially at a lower rate and better terms.

What documents will I need?+

Typically KYC documents (ID and address proof), income proof (salary slips/ITR), property documents, and bank statements. Our team will share an exact checklist based on your loan type once you inquire.

Is there any charge for the inquiry or consultation?+

No, the initial inquiry and eligibility consultation with our team is completely free.

● Apply Now

Get a Free Loan Consultation

Share a few details and our loan advisory team will get back to you within 24 hours with a personalized rate quote.

Verified BOI DSA

Talk to Our Loan Team

Prefer speaking directly? Reach us via call, email, or WhatsApp — we respond fast.

0.5%–0.7% Lower Interest Rate
24 hrs Response Time
Call Now Apply Now
GTI Loans Support