Verified DSA of Bank of India (Government Bank)  |  Home & Property Loans at 0.5%–0.7% Lower Interest

Own Your New Property, Backed by a Government Bank

A new property loan from Bank of India, facilitated through GTI Loans, gives you the credibility and stability of a government bank combined with the lower rates that come with our verified DSA channel. Whether you're purchasing a ready-to-move apartment, an under-construction flat, an independent house, or a residential plot, we structure the loan around your repayment comfort.

Our team pre-checks your eligibility, shortlists the right loan amount and tenure, and coordinates directly with Bank of India so your file moves without unnecessary delays.

Who Can Apply

Salaried Individuals

Working professionals with a steady monthly income and valid salary proof.

Self-Employed Professionals & Business Owners

Doctors, CAs, consultants, and business owners with consistent income proof (ITR/financials).

NRIs

Non-resident Indians purchasing residential property in India, subject to RBI/BOI guidelines.

Documents Typically Required

  • Identity & address proof (Aadhaar, PAN, passport, etc.)
  • Income proof — salary slips & Form 16, or ITR/financials for self-employed
  • Bank statements (last 6 months)
  • Property documents — agreement to sell, title papers, approved plan
  • Passport-size photographs

Exact document checklist will be shared by our team based on your employment type and the property being purchased.

Indicative Rate Comparison*
Other Banks (avg.)9.10%
GTI Loans via BOI8.45%
0.5%–0.7% lower interest, saving lakhs over a typical 20-year tenure.

Key Highlights

  • Loan tenure up to 30 years*
  • Financing for ready, under-construction & resale property
  • Doorstep documentation assistance
  • Transparent processing fee — no hidden charges

*Subject to Bank of India's eligibility norms, applicant age, and income.

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Verified BOI DSA

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0.5%–0.7% Lower Interest Rate
24 hrs Response Time
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